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Bad credit refers to a poor or low credit score, which indicates that a person has a history of not paying bills on time or has defaulted on loans in the past. Due to various benefits of electric vehicle such as environment friendly, no use of fossil fuels and low maintenance is thus making the vehicle extremely popular globally. Due to features such as safety and convenience provided by the autonomous vehicles to the drivers thus motivates the users to invest in the research and development activities in automotive domain. Based on vehicle type, the global automotive financing market is bifurcated into passenger and commercial vehicles. Excessive competition observed between the key players in this market is the key factor that is anticipated to hinder the growth of global automotive financing market. Key players in the automotive financing market are catering to the demand of these devices by investing in technologically advanced products in their product portfolio across the globe. Some of the major players operating in the global automotive financing market are Bank of China, Mercedes-Benz Financial Services, Toyota Financial Services, Hitachi Capital Asia Pacific, Bank of America, Volkswagen Finance, Banquo Bradesco Financiamentos, BNP Paribas, Ally Financial, Wells Fargo, Industrial and Commercial Bank of India, HSBC, Capital One, and HDFC Bank.

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